It is essential to exercise caution to safeguard your hard-earned money and personal information

In this rapidly evolving digital landscape, all of us must stay vigilant, especially during the festive season when online transactions tend to surge. Digital lending scams have unfortunately become more prevalent, preying on the trust and excitement that often accompany these celebrations.

It is essential to exercise caution to safeguard your hard-earned money and personal information and follow some simple guidelines.

1. Shop from trusted sources: You must stick to reputable websites and well-known retailers. Be cautious about unfamiliar online stores offering too good-to-be-true deals. Also, it would help if you always verified the legitimacy of the lending platform you are considering. Check for official licenses and credentials and look for user reviews and ratings. Reliable platforms have a track record of satisfied customers, a valuable indicator.

“Verify the website’s URL before entering personal or payment information. View the padlock symbol in the address bar, indicating a secure connection (https),” said Amit Kumar, Chief Technology Officer, Easebuzz.

2. QR code scams: Fraudsters email users with fake QR codes that look like real payment codes. The malware is silently installed on their devices when the victims scan the codes. Individuals should only scan QR codes from trusted sources and not use QR codes posted publicly or provided through non-trustworthy channels.

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